3 Reasons To Ask Your Realtor For A Lender ReferralYou are one in a million if you have enough cash to buy a home! For most people getting pre-approved for a home loan is one of the first steps in
Tips To Making Your Home Ownership Dream A Reality
The following are 3 tips that we would like to highlight from Realtor.com’s article: 5 Habits to Start now if you Hope to buy a Home in 2017:
Make Saving Automatic - Saving for a down payment is the first, and hardest, step to getting into your dream home. Make this simpler by setting your bank account to automatically start saving a chunk of money from each paycheck into a separate ‘house fund’ account. “If you never see the cash, you won’t spend it.”
Build Credit and Keep it Clean - If you use no more than 30% of the credit available to you, this will beef up your credit score. When you apply for a mortgage, lenders love to see that you can pay off your debts.
Practice Budgeting - Buying something expensive is all about sacrifice in other areas of your life. Sacrifice money for clothes, cars, and traveling to ensure that you will have a better spending habit for your future home buying!
Julie Baldino is a seasoned veteran of the Pacific Northwest real estate industry, and has consistently been in the top 10% in sales for over a decade in 2 states. In order to accommodate a rapidly ex....