3 Reasons To Ask Your Realtor For A Lender ReferralYou are one in a million if you have enough cash to buy a home! For most people getting pre-approved for a home loan is one of the first steps in
Property Values In Portland And Vancouver Spring Into Action
As a buyers agent it would be the norm to know all about the neighborhoods in Vancouver, Wa. as well as best schools in Vancouver, Washington or what area has the best access to freeway, shopping, airport, brew pubs, starbucks, etc. Technology is becoming more and more effective in assisting a consumer with these findings- but once the perfect home is found the real BUYERS agents skills are now being put to the test.
This is where the rubber hits the road- THE OFFER. A good buyers agent has thoroughly interviewed the buyers and confirmed what price point they are comfortable with and spent time educating them with data on market as well as timelines in order to pounce on the transaction like a Ninja in the night. It is detrimental to be upstream to the approach and require the borrower to be FULLY approved with a local preferred lender which means if it is not a 100% cash buyer that a FULL Underwrite was completed and the only thing needed is an appraisal and a clean title.
This solid approval, also called the "Cash Certificate Incentive Offer" makes the sellers feel the offer is SOON, CERTAIN, and POSITIVE and greatly improves the success vs. the "other" offers that buyers WILL be competing with from another lender that may not have a local foot print of success as they could be one of the "internet banks" that has so many complaints they have VIP status at ripoff.com.
So before you grab that first agent to find your home make sure you know they have a "Strategic Plan" in place to make sure that not just will they find the ideal home- but they have the ability to make sure you CLOSE on the ideal home.